Featured Insights
…or the Value of Stress Testing. Here’s a simple way to think about the benefits of bank regulation and credit risk management: they can make good times even better, delay the bad times, and help soften the blow when things get tough.
With the uncertainty and possible economic harm surrounding the recently-announced tariffs—whether they stay, disappear, reappear, or mutate—bankers face the challenge of integrating effects into CECL and stress test estimates.
It’s been fifteen years since the last long and deep downturn. Alas, periods of calm are not proof of resilience against harm, and in fact, they may obscure risks that may define the next downturn.
Mayer Brown regulatory partner, Matt Bisanz, and CEO Andy Spero talk about trends and best practices for managing risk – and advice to those just starting out.
A common belief is that broader and deeper bank regulations decrease earnings and share value.
Would SVB’s, SBNY’s, and FRCB’s shareholders agree?
Nine initial impressions of the Fed’s report on SVB including why we anticipate more supervision and attempts to reverse the loosening of scrutiny in 2017 – 2020.
Climate Change, Extreme Weather and Loan Losses. We analyze differences in default rates, LGDs, and loss rates for mortgages in four recent and costly storms.
Since Silicon Valley Bank’s demise, many have been yapping about the importance of capital and capital ratios, but it’s never about capital. It’s always about liquidity!
Andy Spero explains what he concluded from the Fed’s discount window seemingly turning SVB away, and his thoughts on why the FDIC rushed to close SVB down.
We summarize the guidance, analyze the recent revisions, and outline the differences in the tailoring framework for CCAR Supervisory Expectations.
About Us
Our mission is to develop flexible, custom solutions to your challenging problems, prioritizing growth and sustainability while enhancing your institutional knowledge.
We adhere to the motto “Thought before calculation.” Guided by our industry-leading experts, we avoid aimless and resource-intensive data mining. Our solutions are clean, controlled, reproducible, and explainable, inspired by Leonardo da Vinci’s words: “Simplicity is the ultimate sophistication.”
Integrity
Honest, Insightful, and Transparent. We add value as complements, not substitutes, and work as closely as you want, including embedding client workers in our teams.
Creativity
We take pride in providing innovative, sustainable solutions that your team can control, replicate, and reuse as needs evolve. Develop your team’s potential with our expert solutions.
Rigor
Transparency & Discipline: We clearly explain and document our solutions with objective evidence, ensuring clarity and trust. We also outline constraints that prevent alternative approaches, demonstrating thorough understanding and careful consideration.
Expertise
Technical & Practical: We focus on delivering actionable insights across various domains, including developmental data warehouses, data governance, model building and evaluation, valuation, or validation. Our expertise spans all these areas – we’ve done it all and did it well.
