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CCAR results
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Are Banks Ready for a Downturn in 2025?
It’s been fifteen years since the last long and deep downturn. Alas, periods of calm are not proof of resilience against harm, and in fact, they may obscure risks that may define the next downturn. … Continue Reading
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Will More Bank Regulation Reduce Share Prices
During a recent Q&A session with investors and analysts, Andy was asked, “how much will bank earnings suffer because of the anticipated increased regulatory burden after SVB?” The implication was that more regulation increases expenses and/or reduces opportunities, which, in turn, reduces earnings and share prices. That seems to be … Continue Reading
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Bank Regulation after SVB
Below are our nine initial impressions of the Fed’s report.1 All emboldening is ours. Our citations are not exhaustive nor are they necessarily exclusive to one impression, only, but we only show a citation once. Overall, anticipate more supervision—more exams, more horizontal reviews, and more attempts to reverse … Continue Reading