Topic:
Fannie Mae
-
What Will Happen with a 10% Cap on Credit Card Rates?
Among politicians and the public, there seems to be bipartisan support for a credit card interest rate cap (at 10%). Almost everyone is in favor of free stuff—why not zero rates—but there is no free lunch.… Continue Reading
-
Do Hurricanes Affect Mortgage Losses?
Hurricanes cause defaults to spike but losses given defaults (LGDs) to drop, and the decreased LGDs tend to cancel out the increased default rates. That inverse relationship is different than the positive relationships in both good times and in times of stress, when both increase. Ignoring the implications of severe … Continue Reading
-
Experience Our New Demo Course on Managing AI Risk at Banks
At Spero Risk, we’re revolutionizing compliance and risk management training. Our interactive platform goes beyond traditional methods to create engaging, effective learning experiences that stick.… Continue Reading