Mindblown: a blog about philosophy.
-
Will More Bank Regulation Reduce Share Prices?
… Continue Reading
-
Bank Regulation after SVB
Below are our nine initial impressions of the Fed’s report.1 All emboldening is ours. Our citations are not exhaustive nor are they necessarily exclusive to one impression, only, but we only show a citation once. Overall, anticipate more supervision—more exams, more horizontal reviews, and more attempts to reverse … Continue Reading
-
How Do Hurricanes Affect Mortgage Losses?
… Continue Reading
-
It’s Never about Capital!
… Continue Reading
-
SR 15-18 vs SR 15-19 vs HCR
… Continue Reading
-
Thoughts on Silicon Valley Bank
… Continue Reading
-
Spero Risk President Interviewed on Risk Management Podcast
… Continue Reading
-
The Seven Principles of an Effective Capital Adequacy Process
The seven principles of an effective capital adequacy process were published in August, 2013, in the Federal Reserve’s Capital Planning at Large Bank Holding Companies: Supervisory Expectations and Range of Current Practice. We have direct and deep experience with each of the seven. In particular, we excel where other … Continue Reading
-
Three Components of Validation
We like to think of the three main components of validation like Cerebus – validation encompasses the past, present, and future. 1. Evaluation of conceptual soundness, including developmental evidence. 2. Ongoing monitoring, including process verification and benchmarking. 3. Outcome analysis, including back-testing.… Continue Reading
-
Anticipated and Unanticipated Benefits of Loss-Forecasting
In anticipated direct events, identification and use of risk mitigants mean better preparation to reduce losses in analyzed situations: Precautions or ex ante actions that reduce the possibility of the considered situation occurring Insurance, hedging, or other ex ante actions that reduce the magnitude of loss should the adverse event … Continue Reading
Got any book recommendations?